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What are the workers′ compensation provisions that apply to a limited liability company?

With regard to a limited liability company, as defined in Section 347.015 RSMo, you need to obtain coverage for the employees of the limited liability company who are not members of the limited liability company. Members of the limited liability company are also provided coverage, but such members may individually elect to reject such coverage by providing a written notice of such rejection on a form developed by the Department of Commerce and Insurance (DCI) to the limited liability company and its insurer. A member who elects to reject such coverage shall not thereafter be entitled to workers′ compensation benefits under the policy, even if serving or working in the capacity of an employee of the limited liability company. The member may rescind his rejection of coverage.

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