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In Missouri, every employer or its insurer is required to file a Report of Injury with the Division of Workers′ Compensation, within 30 days after obtaining knowledge of an injury or death of an employee. If the employer has coverage through an insurance carrier, it has five days to report the injury or death to that carrier and the carrier is then required to report the injury to the Division. The Fraud and Noncompliance Unit would investigate such a complaint as a potential violation of RSMo 287.380.1.
