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Benefits: How are benefits paid?

You must choose to receive benefits via direct deposit or through the Missouri Access MasterCard® debit card.  You will be asked to choose one of these options when you file your unemployment claim online at uinteract.labor.mo.gov.  You may also change your payment method at any time on your account.    

Direct DepositThis is the easiest way to access your benefits using your current bank account or credit union. 

Money Network® Visa debit cardIf you do not file for direct deposit you will receive the debit card and its information in the mail within two weeks of your claim being established. Receiving a card does not guarantee payment of benefits. Even if you are not eligible to receive benefits right away, keep your card through its expiration date in case you become eligible later. Losing your card will delay access to your benefits.

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