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Legal: Does workers′ compensation cover my family members?

Family members of sole proprietors and partners are covered unless they are specifically excluded on an endorsement (NCCI form WC 00 03 08, Partners, Officers and Others Exclusion Endorsement). An employee who is a member of the employer′s family within the third degree of affinity or consanguinity is still counted towards the total number of employees to determine if the employer is required by law to carry workers′ compensation insurance. This provision does not, however, apply to family members of LLCs or corporations.

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