Legal: My business has volunteers do I need to purchase workers′ compensation insurance coverage for the volunteers?
- a tax-exempt organization which operates under the standards of Section 501(c)(3) of the federal Internal Revenue Code;
 - the volunteers are not paid wages; and
 - the volunteers provide services purely on a charitable and voluntary basis.
 
You should contact your insurance agent if you would like to purchase workers′ compensation insurance coverage on the volunteers.