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If you are an employee and not a subcontractor, it is illegal for an employer in the state of Missouri to charge you for workers′ compensation insurance. In accordance with RSMo 287.290, "No part of the cost of such insurance shall be assessed against, collected from or paid by any employee." Not only is it wrong to shift the burden of workers′ compensation insurance onto employees, it gives the employer an unfair economic advantage over their competitors. If you are an employee, being charged for workers′ compensation insurance by your employer, you can contact the Fraud and Noncompliance Unit and we will investigate the matter.