It is important to note that while the employer usually delegates the right to select the health care providers to the insurance company, it is the employer's right. Therefore, if the employer and the insurance company disagree on this matter, theemployer's wishes should prevail.
Section 287.140 RSMo states, in part: "If the employee desires, he shall have the right to select his own physician, surgeon, or other such requirement at his own expense." Therefore, you can choose your own doctor, but at your own expense. Because of the expense, this is often not much of a choice. If you have health insurance, it may not be helpful to you in a workers′ compensation case, as many health insurance policies have an exclusion for work-related injuries. MO HealthNet (formerly Medicaid) may pay for treatment if you qualify, but there may be restrictions.